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2. Mortgage calculator - Wikipedia

   en.wikipedia.org/wiki/Mortgage_calculator

   Mortgage calculators are automated tools that enable users to determine the financial implications of changes in one or more variables in a mortgage financing arrangement. Mortgage calculators are used by consumers to determine monthly repayments, and by mortgage providers to determine the financial suitability of a home loan applicant. [ 2 ]

3. Mortgage Credit Certificate - Wikipedia

   en.wikipedia.org/wiki/Mortgage_Credit_Certificate

   The MCC program is designed to help first-time homebuyers offset a portion of their mortgage interest on a new mortgage as a way to help homebuyers qualify for a loan. Because it is a tax credit and not a tax deduction , mortgage lenders will often use the estimated amount of the credit on a monthly basis as additional income to help the ...

4. FHA insured loan - Wikipedia

   en.wikipedia.org/wiki/FHA_insured_loan

   [citation needed] Additionally, the lender checks the financial history of the person getting the loan to see whether they have been delinquent on loans owed to the U.S. government; if they are, they do not qualify for a FHA loan. [2]: 131 FHA approved lenders use a program called Desktop Underwriter also known as DU for mortgage approval. [22]

5. 5 Ways to Get a Mortgage Even If You Don’t Meet Income ...

   www.aol.com/news/5-ways-mortgage-even-don...

   The process to buy a home is exciting but takes time, research and money. And larger mortgages or mortgages with better rates usually require a high credit score and high income, too. If your ...

6. Mortgage underwriting in the United States - Wikipedia

   en.wikipedia.org/wiki/Mortgage_underwriting_in...

   In the U.S. the mortgage underwriting processing is done by a software called Automated Underwriting System (AUS). There are 2 AUS systems, and algorithms designed for this purpose, the first one Desktop Underwriting (DU) is designed by Fannie Mae and Loan Prospector (LP) by Freddie Mac.

7. What is a VA streamline refinance (VA IRRRL) and how does it ...

   www.aol.com/finance/va-streamline-refinance-va...

   The VA doesn’t ask for much to prove you can qualify for an IRRRL. Usually, no appraisal or income documentation is required for a VA IRRRL, and there are no credit underwriting rules.