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Credit score ranges vary across creditors and score types. For base FICO Scores, the credit score ranges are: Poor credit: 300 to 579 ; Fair credit: 580 to 669 ; Good credit: 670 to 739 ; Very good credit: 740 to 799 ; Excellent credit: 800 to 850
What credit score ranges mean for you. Lower scores indicate that someone is riskier to the lender — in other words, they’re less likely to repay debt. Here’s how your credit score range (either FICO or VantageScore) could affect your financial options. Poor: 300 to low-600s
For a score with a range between 300 and 850, a credit score of 670 to 739 is generally considered good. A score of 800 or above on the same range is considered to be excellent. Most consumers have credit scores that fall between 600 and 750. In 2023, the average FICO ® Score ☉ in the U.S. reached 715.
Learn about credit score ranges from our credit score chart: see how FICO calculates credit scores and how you can move into a better credit score range.
Credit scores are three-digit numbers designed to represent the likelihood you will pay your bills on time. There's no “magic credit score number” that guarantees a loan approval or better interest rates and terms. Credit score ranges vary based on the scoring model used to evaluate them.
Learn about the credit score range by FICO or VantageScore and how they are classified as Excellent, Good or Poor credit score. Two commonly used credit scoring models, FICO and VantageScore, use a scale from 300 to 850 and divide that scale into five credit score ranges.
Credit scores are three-digit numbers from 300 to 850 that are calculated using information from your credit reports. Those scores fall into credit score ranges that generally determine...
Checking your credit report can help you discover fraud and identify ways to improve your credit score. FICO scores and VantageScores both range from 300 to 850. Having a higher credit...
Most credit scores have a 300-850 score range. The higher the score, the lower the risk to lenders. A "good" credit score is considered to be in the 670-739 score range. This credit score is well below the average score of U.S. consumers and demonstrates to lenders that the borrower may be a risk.
There are two main credit score calculation models in the US: The VantageScore — a competitor to FICO, created in 2006 by the three main credit bureaus. The FICO Score — a score calculated with software from Fair Isaac Corporation (FICO) ® and used in 90% of lending decisions.