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2. Mortgages for seniors: Getting a home loan in retirement - AOL

   www.aol.com/finance/mortgages-seniors-getting...

   FHA loans: 580 with 3.5% down payment, 500 with 10% down payment VA loans: No minimum requirement, but generally 620 USDA loans: No minimum requirement, but generally 640

3. 8 ways to refinance a mortgage with bad credit - AOL

   www.aol.com/finance/7-ways-refinance-mortgage...

   If you have a mortgage guaranteed by the Department of Veterans Affairs (VA), you can refinance even with bad credit with an Interest Rate Reduction Refinance Loan (IRRRL), also known as a VA ...

4. Mortgages for seniors: Getting a home loan in retirement - AOL

   www.aol.com/finance/mortgages-seniors-getting...

   Conventional loans. 620. FHA loans. 580 with 3.5% down payment, 500 with 10% down payment ... 7 mortgage options for seniors. There are plenty of home loan options available to retirees or seniors ...

5. How to buy a house with bad credit - AOL

   www.aol.com/finance/buy-house-bad-credit...

   Lenders typically want homebuyers to have a FICO Score of at least 620, but it may still be possible to get a mortgage if your score is 500 or higher.

6. Home Affordable Refinance Program - Wikipedia

   en.wikipedia.org/wiki/Home_Affordable_Refinance...

   The Home Affordable Refinance Program (HARP) was created by the Federal Housing Finance Agency in March 2009 to allow those with a loan-to-value ratio exceeding 80% to refinance without also paying for mortgage insurance. Originally, only those with an LTV of 105% could qualify.

7. How to get a home equity loan with bad credit - AOL

   www.aol.com/finance/home-equity-loan-bad-credit...

   Lenders that offer home equity loans with bad credit. ... Reverse mortgages allow homeowners over the age of 62 to tap their home’s equity as a source of tax-free income. These types of loans ...

8. How to buy a house with bad credit - AOL

   www.aol.com/finance/buy-house-bad-credit...

   The Federal Housing Administration (FHA) insures FHA loans, which allows mortgage lenders to accept a credit score as low as 580 with a 3.5 percent down payment, or 500 with a 10 percent down payment.

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