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2. Affirm Holdings, Inc. - Wikipedia

   en.wikipedia.org/wiki/Affirm_Holdings,_Inc.

   That same month, the CFPB announced that it would apply some of the same consumer protection rules on BNPL lenders that applied to credit card companies. The new rule was said to require BNPL lenders including Affirm to investigate customer disputes, refund products that have been returned, and provide periodic billing statements — all ...

3. How to apply for a credit card and get approved - AOL

   www.aol.com/finance/apply-credit-card-approved...

   1. Know your credit score and what it means. Your credit score is a three-digit number representing your credit health that issuers use to determine your creditworthiness or how likely you are to ...

4. How To Apply For a Credit Card and Get Approved - AOL

   www.aol.com/finance/apply-credit-card-approved...

   4. Pay Down Debt First. Pay down outstanding debt on existing cards before applying for a new credit card. Typically, it’s good to keep outstanding balances below 30% of your credit.

5. How does ‘buy now, pay later’ affect your credit score? - AOL

   www.aol.com/finance/does-buy-now-pay-later...

   However, some BNPL services do use a hard credit check. For example, Affirm has a 0 percent APR option with no credit check that breaks your payoff into four biweekly payments, but its longer-term ...

6. GreenSky - Wikipedia

   en.wikipedia.org/wiki/GreenSky

   The firm—and others like Affirm Inc., Klarna Inc. and Promise Financial Inc. -- essentially supplant credit cards for larger and more focused spending on consumer projects and then effect a fixed-period and fixed-interest-rate payback.

7. Does applying for a credit card hurt your credit? - AOL

   www.aol.com/finance/does-applying-credit-card...

   Applying for a credit card or credit line increase carries the risk of a small, temporary credit score drop, although the benefits of a new card and increased available credit could be more than ...