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2. Common reasons why mortgage applications get denied - AOL

   www.aol.com/finance/why-mortgage-application...

   Your credit score is the single most important factor in determining your mortgage rate – and whether you get approved at all. Generally, the best deals go to borrowers with credit scores of 740 ...

3. Understanding the mortgage underwriting process - AOL

   www.aol.com/finance/understanding-mortgage...

   Mortgage underwriting is the process the lender uses to determine whether to approve your mortgage application. ... Learn more: How to improve your credit score for a mortgage. 2. Save up for a ...

4. What is manual mortgage underwriting? - AOL

   www.aol.com/finance/manual-mortgage-underwriting...

   For example, for FHA loans where the applicant’s credit score is under 620 or debt-to-income exceeds 43 percent, lenders must use manual underwriting. Tips for the manual underwriting process Be ...

5. Mortgage underwriting in the United States - Wikipedia

   en.wikipedia.org/wiki/Mortgage_underwriting_in...

   Credit is what the underwriter uses to review how well a borrower manages his or her current and prior debts. Usually documented by a credit report from each of the three credit bureaus, Equifax, Transunion and Experian, the credit report provides information such as credit scores, the borrower's current and past information about credit cards, loans, collections, repossession and foreclosures ...

6. How your mortgage affects your credit score - AOL

   www.aol.com/finance/mortgage-affects-credit...

   How applying for a mortgage affects your credit score. When you apply to get preapproved for a mortgage, the lender typically pulls your credit report.This action registers as a hard inquiry ...

7. How to improve your credit score for a mortgage - AOL

   www.aol.com/finance/improve-credit-score...

   Type of Loan. Minimum Credit Score. Conventional. 620. Jumbo. 700. FHA. 580 (or 500 with 10 percent down) VA. 620 (VA doesn’t require a minimum credit score, but lenders do)

8. Mortgage application: What’s included and how to prepare - AOL

   www.aol.com/finance/mortgage-application...

   You can apply for a mortgage with a low credit score. FHA loans are available if you have a score as low as 500, provided you have a 10 percent down payment saved up.

9. What is a mortgage? A definitive guide for aspiring homeowners

   www.aol.com/finance/mortgage-definitive-guide...

   The underwriting process requires an application and takes into account factors like the prospective borrower’s credit report and score, income, debt and the value of the property they intend to ...