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  2. What happens to an annuity if your insurance company ... - AOL

    www.aol.com/finance/happens-annuity-insurance...

    While rare, an annuity issuer failing can be a nightmare for policyholders.

  3. Insolvency - Wikipedia

    en.wikipedia.org/wiki/Insolvency

    It has been suggested that the speaker or writer should either say technical insolvency or actual insolvency in order to always be clear – where technical insolvency is a synonym for balance sheet insolvency, which means that its liabilities are greater than its assets, and actual insolvency is a synonym for the first definition of insolvency ...

  4. Solvency ratio - Wikipedia

    en.wikipedia.org/wiki/Solvency_ratio

    The solvency ratio of an insurance company is the size of its capital relative to all risks it has taken. The solvency ratio is most often defined as: The solvency ratio is most often defined as: n e t . a s s e t s ÷ n e t . p r e m i u m . w r i t t e n {\displaystyle net.assets\div net.premium.written}

  5. Trade credit insurance - Wikipedia

    en.wikipedia.org/wiki/Trade_credit_insurance

    Trade credit insurance, business credit insurance, export credit insurance, or credit insurance is a type of insurance policy and a risk management product offered by private insurance companies and governmental export credit agencies to business entities wishing to protect their accounts receivable from loss due to credit risks such as protracted default, insolvency or bankruptcy.

  6. What to know about financial insolvency

    www.aol.com/finance/everything-know-financial...

    This type of insolvency typically pertains to business finances but may also impact individuals. Don’t assume that carrying a little debt means you or your company are insolvent.

  7. Your insurance company dropped your coverage? It could be ...

    www.aol.com/insurance-company-dropped-coverage...

    In four years, the company’s policies more than tripled, going from little more than 400,000 in 2019 to an estimated 1.4 million by the end of September 2023, according to the company’s website.

  8. Property and casualty insurance guaranty funds - Wikipedia

    en.wikipedia.org/wiki/Property_and_Casualty...

    The statute states that Colorado's guaranty fund "provide(s) a mechanism for the payment of covered claims under certain insurance policies, to avoid excessive delay in payment and financial loss to claimants or policyholders because of the insolvency of an insurer, to assist in the detection and prevention of insurer insolvencies, and to ...

  9. Can lawmakers save the collapsing Florida home insurance market?

    www.aol.com/finance/lawmakers-save-collapsing...

    Between home insurance companies going insolvent, limiting their risk or leaving the state altogether, Florida has lost over 30 insurance providers — or some form of coverage from these ...