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Pre-approval: Pre-approval credit cards use public data and soft credit pulls to tell you if you're pre-approved. While pre-qualifying isn't a guaranteed approval, it indicates a higher likelihood ...
Credit Score: Many instant approval cards require a good credit score (typically 670+). Some options, like the Discover it® Secured Card, are more lenient, catering to those with lower or ...
Since the card doesn't cost your business anything, getting and keeping a no-annual-fee card open is a great way to build business credit. You won't need to worry about finding ways to offset the ...
To position yourself for approval success, look for a credit card that requires no credit history, such as a secured credit card. These cards help you build up your credit score so you can apply ...
An actual pre-approval requires a hard credit inquiry, which you have to agree to let the lender make because it affects your credit. ... for a credit card, the card issuer will run a hard credit ...
Applying for a credit card triggers a hard pull, which dings your credit score whether you’re approved for the card or not. Fortunately, being approved could offset the drop with the additional ...
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