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Guaranteed issue underwriting: This type offers the most straightforward path to coverage with no medical exam or health questions required. It’s typically available to individuals who might ...
Health status: While no medical exam is required, insurers may still ask health-related questions and check medical records. Generally, healthier individuals are more likely to qualify.
Unlike other options, guaranteed life insurance, a form of whole life insurance, bypasses the need for a medical exam for approval. Guaranteed life insurance offers a number of unique characteristics.
Guaranteed policies do not require you to undergo a medical exam to qualify or answer questions about your health and can be a good choice for older individuals who don’t qualify for traditional ...
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Guaranteed issue life insurance may be the easiest type of life insurance for terminal cancer patients to get because it does not require any health screening or medical exam.
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