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Even if you are not at fault in an accident, driving without insurance can lead to financial and legal troubles. In some states, car insurance is not mandatory, but drivers can still be held ...
Accidents where you are not at fault. So how does car insurance work when you are not at fault for an accident? In the event of a not-at-fault accident, meaning an accident you did not cause, the ...
Although car insurance was not a legal requirement before July 2024, those who did purchase a policy still had to meet the old minimum coverage requirements of 30/60/20. Beginning Jan. 1, 2025 ...
No-fault systems generally exempt individuals from the usual liability for causing bodily injury if they do so in a car collision; when individuals purchase "liability" insurance under those regimes, the insurance covers bodily injury to the insured party and their passengers in a car collision, regardless of which party would be liable under ordinary legal tort rules.
No-fault does not mean someone did not cause an accident, and the at-fault driver can still be held liable for damages beyond what everyone’s no-fault insurance covered. Each state has a ...
Some types of car insurance only apply if you are at fault in the accident, while others pay when you are not at fault. Some coverage types help with medical bills, and others pertain to property ...
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