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  2. Inherited IRA rules: 7 things all beneficiaries must know - AOL

    www.aol.com/finance/inherited-ira-rules-7-things...

    For example, if a spouse inherits a Roth IRA and decides to treat it as their own, any withdrawn earnings from the account will be taxable until the spouse reaches age 59 ½ and the five-year ...

  3. The IRS just updated the rules for inherited IRAs. What ... - AOL

    www.aol.com/finance/irs-just-updated-rules...

    For example, while most non-spouse beneficiaries must spend down the accounts in 10 years, they only have a required minimum distribution (RMD) each year if the decedent was past the RMD age.

  4. What is a spousal IRA? - AOL

    www.aol.com/finance/spousal-ira-212253883.html

    The spousal IRA allows a spouse who did not have ... Funding doesn’t mean ownership — Each spouse is the sole owner of their IRA and has control over the investments, beneficiaries and ...

  5. Individual retirement account - Wikipedia

    en.wikipedia.org/wiki/Individual_retirement_account

    In case of non-spouse inherited IRAs, the beneficiary cannot choose to treat the IRA as his or her own, but the following options are available: take out all of the assets within 10 years of the owners death (10-year rule); [ 16 ] withdrawals may be subject to federal taxes.

  6. Rules for Withdrawing From an Inherited Roth IRA - AOL

    www.aol.com/rules-withdrawing-inherited-roth-ira...

    Inherited traditional IRA: Although many of the rules for an inherited IRA are the same as an inherited Roth IRA, there are key differences. For instance, beneficiaries will typically owe income ...

  7. Comparison of 401(k) and IRA accounts - Wikipedia

    en.wikipedia.org/wiki/Comparison_of_401(k)_and...

    For single persons, any party may be named beneficiary; however, if no beneficiary is named, then it defaults to the decedent's estate. When owner dies, spouse as beneficiary can roll both accounts into one IRA account. Other beneficiaries will be subject to forced distributions (taxable) over a ten-year period.

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