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  2. TransUnion CIBIL - Wikipedia

    en.wikipedia.org/wiki/TransUnion_CIBIL

    It is influenced by various factors such as past settlements of loans or credit cards, delayed payments or overdue amounts, and unpaid loans. If your CIBIL score is low, it becomes significantly harder to obtain any type of loan. However, CIBIL scores can be improved, [10] though this process usually takes about 4–8 months. To achieve a good ...

  3. Central Registry of Securitisation Asset Reconstruction and ...

    en.wikipedia.org/wiki/Central_Registry_of...

    It was primarily created to check frauds in lending against equitable mortgages, in which people would take multiple loans on the same asset from different banks. It is a registered company under section 8 of the Companies Act, 2013 having its registered office at New Delhi .

  4. Credit Environment India - Wikipedia

    en.wikipedia.org/wiki/Credit_Environment_India

    In fact, 80% of loans sanctioned are to individuals with a credit score of 750 or above. With over 150 Mio individuals’ data on these bureaus, it accounts for almost 25% of India's working population (taking factor into account that 50% of population is below 25) and is a milestone achievement considering only 7 years of operations for these ...

  5. Is 600 a good enough credit score to buy a house? - AOL

    www.aol.com/finance/600-good-enough-credit-score...

    A 600 score will not be high enough to qualify for a conventional home loan, so look into FHA loans, which have lower requirements: 500 with a 10 percent down payment, and 580 with a 3.5 percent ...

  6. CRIF High Mark Credit Information Services - Wikipedia

    en.wikipedia.org/wiki/CRIF_High_Mark_Credit...

    CRIF High Mark provides two types of credit scores - one for individual consumer called a Personal Credit Score and another for businesses called a Business Credit Score or Commercial Credit Score. The CRIF Credit score range is from 300 to 900, where a score close to 300 is considered to be poor while 900 is the best possible score.

  7. How to improve your credit score for a mortgage - AOL

    www.aol.com/finance/improve-credit-score...

    Type of Loan. Minimum Credit Score. Conventional. 620. Jumbo. 700. FHA. 580 (or 500 with 10 percent down) VA. 620 (VA doesn’t require a minimum credit score, but lenders do)

  8. Commercial and industrial loan - Wikipedia

    en.wikipedia.org/wiki/Commercial_and_industrial_loan

    Debt service coverage requirements for a term or amortizing loan is generally 1.1:1, and is defined as principal payments, plus interest expense, throughout one fiscal year analyzed on a 12-month trailing basis. Commercial loans are available in 48 states. They are: Multi-Family Commercial Loan Programs; Mixed-Use Commercial Loan Programs

  9. Student Loan Forgiveness: Key Deadlines for Winter 2022 - AOL

    www.aol.com/finance/student-loan-forgiveness-key...

    Individuals who earn less than $125,000 and couples whose income is under $250,000 can apply for up to $10,000 in federal student loan forgiveness. It doubles to $20,000 for Pell grant recipients.

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