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  2. Debt consolidation without a loan: Here’s how to do it

    www.aol.com/finance/alternatives-debt...

    Debt consolidation loan alternatives. Because debt consolidation loans are unsecured personal loans, lenders may have stricter eligibility requirements. This could make it difficult for those with ...

  3. Choosing a debt consolidation lender: How to find the best

    www.aol.com/finance/choosing-debt-consolidation...

    A debt consolidation loan can provide a lower interest rate than most credit cards. According to Bankrate data , the average personal loan currently has an interest rate of around 12 percent.

  4. Alternatives to debt relief - AOL

    www.aol.com/finance/alternatives-debt-relief...

    Debt consolidation is the process of combining multiple debts into one. There are many ways to consolidate debt, including taking out a new loan, line of credit or balance transfer credit card to ...

  5. Consolidating Credit Card Debt: How to Simplify Your Payments ...

    www.aol.com/lifestyle/consolidating-credit-card...

    Alternatives to traditional debt consolidation loans include balance transfer credit cards, credit counseling, home equity loans, and payment strategies like the snowball or avalanche methods ...

  6. 5 best debt consolidation options

    www.aol.com/finance/5-best-debt-consolidation...

    Using the example above, if you take out a $5,000 debt consolidation loan with a three-year term and an 11 percent fixed interest rate, you’ll pay $164 per month and $892.97 in interest over the ...

  7. How do you qualify for a debt consolidation loan?

    www.aol.com/finance/qualify-debt-consolidation...

    Alternatives to debt consolidation loans. After exploring your options, you may find that a debt consolidation loan isn’t an ideal solution for you.

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