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  2. Texas Office of Consumer Credit Commissioner - Wikipedia

    en.wikipedia.org/wiki/Texas_Office_of_Consumer...

    The Texas Office of Consumer Credit Commissioner (“OCCC”) is a Texas state agency that regulates non-depository lenders in the state of Texas, [1] which includes, among others, mortgage loan originators, vehicle sales finance companies, debt settlement providers, pawnshops and credit access businesses.

  3. Best mortgage lenders of November 2024 - AOL

    www.aol.com/finance/best-mortgage-lenders...

    6 best mortgage lenders of November 2024. Lender. ... The interest on your loan is the money you pay to the lender in exchange for borrowing money. Your monthly interest is based on your annual ...

  4. How to choose a mortgage lender: 6 tips - AOL

    www.aol.com/finance/choose-mortgage-lender-6...

    There are six main types of mortgage providers: direct lenders, mortgage brokers, correspondent lenders, wholesale lenders, portfolio lenders and hard money lenders. Finding the best mortgage ...

  5. Best online mortgage lenders in 2024 - AOL

    www.aol.com/finance/best-online-mortgage-lenders...

    Online mortgage lender. Bankrate Score. Minimum credit score. Minimum down payment. First Mortgage Direct. 4.8. 620 for conventional loans, 580 for FHA loans, 580 for VA loans

  6. Mortgage broker - Wikipedia

    en.wikipedia.org/wiki/Mortgage_broker

    Other times, the lender will maintain ownership and sell the rights to service the loan to an outside mortgage service bureau. Many lenders follow an "originate to sell" business model, where virtually all of the loans they originate are sold on the secondary market. The lender earns fees at the closing, and a Service Release Premium, or SRP ...

  7. Category:Mortgage lenders of the United States - Wikipedia

    en.wikipedia.org/wiki/Category:Mortgage_lenders...

    This page was last edited on 25 January 2024, at 05:46 (UTC).; Text is available under the Creative Commons Attribution-ShareAlike 4.0 License; additional terms may apply.

  8. Mortgage lenders vs. banks: Which is best for you? - AOL

    www.aol.com/finance/mortgage-lenders-vs-banks...

    Mortgage lenders specialize in real estate financing and may have more diverse and competitive loan options, but often don’t offer other banking services/products and physical locations.

  9. Mortgage industry of the United States - Wikipedia

    en.wikipedia.org/wiki/Mortgage_industry_of_the...

    Loans may also be categorized by whether there is full documentation, alternative documentation, or little to no documentations, with extreme "no income no job no asset" loans referred to as "NINJA" loans. No doc loans were popular in the early 2000s, but were largely phased out following the subprime mortgage crisis. Low-doc loans carry a ...

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