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2. Should you use a cosigner to get a loan? The pros and cons - AOL

   www.aol.com/finance/cosigner-loan-pros-cons...

   A cosigner may also be helpful on a loan application if you’ve yet to establish a substantial credit profile of your own. Lenders like to see a fairly extensive credit history so that they can ...

3. Should you cosign a loan for your child or a loved one? A ...

   www.aol.com/finance/pros-cons-cosigning-loan...

   If you have good credit and steady income, you can cosign to help a loved one get approved for a loan or help qualify for more affordable terms. The downsides, however, include potential damage to ...

4. Co-signer rights & responsibilities: How co-signing works - AOL

   www.aol.com/finance/co-signer-rights...

   Co-signers typically need a credit score of 670 or higher and a debt-to-income ratio of less than 50% to be approved for the loan. What is a co-signer? A co-signer is a person who guarantees the ...

5. What do lenders look for beyond your credit score?

   www.aol.com/finance/lenders-look-beyond-credit...

   Having good credit helps you qualify for a loan, but isn’t always necessary. Many lenders consider your income, debts and assets in addition to your credit. A co-borrower or co-signer could also ...

6. 8 types of personal loans and their uses — plus 5 to avoid

   www.aol.com/finance/types-personal-loans-uses...

   The idea is to borrow a loan with a lower interest rate than what you currently pay on the debts — credit card, medical and other bills — you plan to consolidate. ... co-signer. Your co-signer ...

7. What documentation is required for personal loans? - AOL

   www.aol.com/finance/documentation-required...

   Remember, your co-signer’s credit will be affected if you miss a payment or default on the loan. Choose a secured personal loan Secured personal loans are backed by collateral like a boat, car ...

8. No-credit-check loans: What are they and how do they work? - AOL

   www.aol.com/finance/no-credit-check-loans...

   The caveat, however, is that the lender may seize your collateral if you default on your loan. Secured credit cards. ... Co-signer loans. If you’re ineligible for a loan on your own, ...

9. Low-income loans: Personal loans for a tight budget - AOL

   www.aol.com/finance/low-income-loans-personal...

   If you cannot get a personal loan, alternatives include secured loans and credit cards. ... However, co-signing puts the co-signer on the hook for payments if you fail to make them. Make sure you ...