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  2. Credit history - Wikipedia

    en.wikipedia.org/wiki/Credit_history

    Adverse credit history, also called sub-prime credit history, non-status credit history, impaired credit history, poor credit history, and bad credit history, is a negative credit rating. A negative credit rating is often considered undesirable to lenders and other extenders of credit for the purposes of loaning money or capital. [9]

  3. Credit rating - Wikipedia

    en.wikipedia.org/wiki/Credit_rating

    The credit rating represents an evaluation from a credit rating agency of the qualitative and quantitative information for the prospective debtor, including information provided by the prospective debtor and other non-public information obtained by the credit rating agency's analysts. Credit reporting (or credit score) is a subset of credit ...

  4. S&P Global Ratings - Wikipedia

    en.wikipedia.org/wiki/S&P_Global_Ratings

    Credit ratings of AAA (the highest rating available) were given to large portions of even the riskiest pools of loans in the collateralized debt obligation (CDO) market. When the real estate bubble burst in 2007, many loans went bad due to falling housing prices and the inability of bad creditors to refinance.

  5. Grad PLUS - Wikipedia

    en.wikipedia.org/wiki/Grad_PLUS

    (3) not be in default on any federal education loan or owe a refund on a federal education grant. To get a PLUS loan, the applicant cannot have adverse credit based on the review of at least one credit report from a national credit reporting agency. Lack of a credit history or insufficient credit history is not considered adverse credit.

  6. Better Business Bureau (BBB) complaints and accreditation ...

    www.aol.com/lifestyle/better-business-bureau-bbb...

    With a legacy of more than 100 years, the Better Business Bureau (BBB) is the go-to watchdog for evaluating businesses and charities. The nonprofit organization maintains a massive database of ...

  7. United States federal government credit-rating downgrades

    en.wikipedia.org/wiki/United_States_federal...

    The 2011 S&P downgrade was the first time the US federal government was given a rating below AAA. S&P had announced a negative outlook on the AAA rating in April 2011. The downgrade to AA+ occurred four days after the 112th United States Congress voted to raise the debt ceiling of the federal government by means of the Budget Control Act of 2011 on August 2, 2011.

  8. Is no credit better than bad credit? - AOL

    www.aol.com/finance/no-credit-better-bad-credit...

    That makes lenders nervous and increases the chances they will deny you for credit like a car loan, credit card or mortgage. Plus, even if issuers do approve you with no credit history, you’ll ...

  9. Pros and cons of bad credit business loans - AOL

    www.aol.com/finance/pros-cons-bad-credit...

    A bad credit business loan is any loan or financial product open to borrowers with poor credit. They work like any other business loan: You can apply at a bank or credit union, but online lenders ...

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