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2. Don't fall for a credit repair scam: Clean up your credit for ...

   www.aol.com/finance/credit-repair-160240600.html

   1. Order copies of your credit reports. Go to AnnualCreditReport.com or call 877-322-8228 to pull copies of your credit reports from the three major credit bureaus: Equifax, Experian and ...

3. Credit history - Wikipedia

   en.wikipedia.org/wiki/Credit_history

   Adverse credit history, also called sub-prime credit history, non-status credit history, impaired credit history, poor credit history, and bad credit history, is a negative credit rating. A negative credit rating is often considered undesirable to lenders and other extenders of credit for the purposes of loaning money or capital. [9]

4. How length of credit history affects your credit score - AOL

   www.aol.com/finance/length-credit-history...

   If you want to review your own length of credit history, you can do so by checking your credit report from one or more of the credit bureaus. Free weekly credit reports are available through ...

5. United States federal government credit-rating downgrades

   en.wikipedia.org/wiki/United_States_federal...

   The 2011 S&P downgrade was the first time the US federal government was given a rating below AAA. S&P had announced a negative outlook on the AAA rating in April 2011. The downgrade to AA+ occurred four days after the 112th United States Congress voted to raise the debt ceiling of the federal government by means of the Budget Control Act of 2011 on August 2, 2011.

6. Criticism of credit scoring systems in the United States

   en.wikipedia.org/wiki/Criticism_of_credit...

   The expansion of accessible credit can come with a downside of exclusion as people with poor credit (those that are considered high risk by credit scoring systems) become dependent on short-term alternatives such as licensed money lenders (the home credit industry), pawn brokers, payday lenders, and even loan sharks. [18]

7. Better Business Bureau (BBB) complaints and accreditation ...

   www.aol.com/lifestyle/better-business-bureau-bbb...

   With a legacy of more than 100 years, the Better Business Bureau (BBB) is the go-to watchdog for evaluating businesses and charities. The nonprofit organization maintains a massive database of ...

8. Credit rating - Wikipedia

   en.wikipedia.org/wiki/Credit_rating

   The credit rating represents an evaluation from a credit rating agency of the qualitative and quantitative information for the prospective debtor, including information provided by the prospective debtor and other non-public information obtained by the credit rating agency's analysts. Credit reporting (or credit score) is a subset of credit ...

9. Different credit repair options: How they work and how to choose

   www.aol.com/finance/different-types-credit...

   Credit repair companies won’t be able to get legitimate derogatory marks removed from your credit report. Credit counseling helps you create a plan to address your habits and debts. Fixing your ...