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2. What is debt forgiveness? - AOL

   www.aol.com/finance/debt-forgiveness-202301471.html

   There are several circumstances in which debt forgiveness can occur, such as government initiatives, financial hardship or debt relief programs. Lenders apply debt forgiveness in several ways ...

3. How to get debt relief - AOL

   www.aol.com/finance/where-debt-relief-help...

   Key takeaways. Debt relief is a method of restructuring debt to make it easier for you to pay it back. You can get debt relief from lenders, debt relief companies and credit counseling agencies.

4. These are the best debt relief options — which is ... - AOL

   www.aol.com/finance/different-debt-relief...

   Debt consolidation. Debt consolidation combines multiple debts under a new personal loan or credit card to streamline repayment. Consolidating makes the most sense if you qualify for a lower rate ...

5. Best debt relief options for credit card debt - AOL

   www.aol.com/finance/best-debt-relief-options...

   This can be done through debt consolidation loans, balance transfer credit cards or enrollment in a debt management program. Credit card debt consolidation streamlines the repayment process by ...

6. Consumers in These 10 States Seek the Most Debt Help - AOL

   www.aol.com/consumers-10-states-seek-most...

   Following a brief pause during the COVID-19 pandemic when consumers reined in credit card spending, Americans are once again piling up the debt. Many are also looking for ways to manage that debt

7. National Foundation for Credit Counseling - Wikipedia

   en.wikipedia.org/wiki/National_Foundation_for...

   Additionally, one-third of NFCC members are multi-service agencies specializing in community-based social service programs such as youth mentoring, foster care, and substance abuse programs. The NFCC provides counselor certification for nonprofit credit counselors employed by their member agencies in the areas of credit card debt, student loans ...