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  2. Home Depot card closed for inactivity - myFICO® Forums

    ficoforums.myfico.com/t5/Credit-Cards/Home-Depot-card-closed-for-inactivity/td...

    People who do that with store cards probably end up with a lot of junk. But 3 years and 2 months is an unusual length of time, and many cards will close before that. Barclaycard has (or at least had) a reputation for closing accounts after 6 or so months of inactivity...with or without a "use it or lose it" warning letter. 11-05-2016 11:42 AM.

  3. Credit Limit lowered after making large payment - myFICO® Forums

    ficoforums.myfico.com/t5/Credit-Cards/Credit-Limit-lowered-after-making-large...

    I have a Home Depot credit card. My credit limit was $2,200. My balance was pretty much right at the max limit. For the past year or so I've been making regular payments. I recently made a large payment in the amount of $1,500 to make my balance around $650. A week later, Home Depot lowered my credit limit to $800.

  4. Home depot closed my account. - myFICO® Forums - 682074

    ficoforums.myfico.com/t5/Credit-Cards/Home-depot-closed-my-account/td-p/682074

    Home depot closed my account. This morning i got a letter from home depot stating that my account was closed due to delinquent credit obligation (s) either paid or unpaid. the delinquency on my report is over 2 years old. im pissed because i love this store and use the card alot and i havent had any late pays in over two years. it also states ...

  5. Home Depot Commercial Cards - myFICO® Forums - 6718529

    ficoforums.myfico.com/t5/Business-Credit/Home-Depot-Commercial-Cards/td-p/6718529

    Home Depot Commercial Cards. Hello all, Couple of weeks ago I applied for the Home Depot Pro Xtra Credit Card (Commercial Revolving Charge). It turns out the employee had made the mistake of applying for a Commercial Account card instead, which is not what I wanted and had told her several times during the application process.

  6. Home Depot Store Card - Approval! - myFICO® Forums - 5511819

    ficoforums.myfico.com/t5/Credit-Card-Approvals/Home-Depot-Store-Card-Approval/...

    Home Depot Store Card - Approval! Applied for Home Depot Store Card. Said I needed to call number and give them reference number and code 26. They verified my income and mortgage payment amount then said I was approved for $500. Told them I needed more for home improvement project, asked for $8K, they countered with $3500 and said to ask for a ...

  7. Promo APR Home Depot CC grace period - myFICO® Forums

    ficoforums.myfico.com/t5/Credit-Cards/Promo-APR-Home-Depot-CC-grace-period/td...

    Promo APR Home Depot CC grace period. Just an FYI as I was unable to find an answer to this when I was looking-. this last month I had a promotional balance expiring on my Home Depot card of around $3000. The expiration of the promotional balance was 4/14. I have the account on auto pay for the minimum but forgot to go in to make the full payment.

  8. Should I place a fraud alert? Someone opened an Home Depot credit...

    ficoforums.myfico.com/t5/General-Credit-Topics/Should-I-place-a-fraud-alert...

    Someone opened an Home Depot credit card in my name. The fraud alert can protect you from having additional accounts opened using your identity. I wrote a guide that outlines the steps needed to protect yourself. A fraud alert means that credit card approvals will not be instant and you'll have to verify ID each time...

  9. Lowe's and/or Home Depot Credit Card - myFICO® Forums

    ficoforums.myfico.com/t5/Credit-Card-Applications/Lowe-s-and-or-Home-Depot...

    I am getting ready to close on a purchase of a home in two weeks. The loan amount is $296,000. I currently don't have a mortgage on my credit bureau. I have the following charge cards, all less than a year old. AMEX Green Card Discover IT $25 Balance / $1600 Credit Line Capital One $0 Balance ...

  10. Home Depot Credit Card Approval - myFICO® Forums - 6723732

    ficoforums.myfico.com/t5/Credit-Card-Approvals/Home-Depot-Credit-Card-Approval/...

    Home Depot Credit Card Approval. Approved for only $500 - I'm sure it will grow with time. However wasn't sure if CITI would let me in after BK (Never had home depot) My friend also applied online (Pulled experian) (similar file, bankrucpcy too BK7 4 years 2 months) did burn Home Depot. Was let back in as well. Also approved for 500.

  11. Lowes/Home Depot - Credit Card vs Financing - myFICO® Forums

    ficoforums.myfico.com/t5/Credit-Cards/Lowes-Home-Depot-Credit-Card-vs...

    The Lowe's card always offers multiple 0% promos or 5% off, as well as long-term low APR financing for large projects. My suggestion would be to apply for the Lowe's card online, and if the limit isn't to your liking, call the overseas Credit Solutions line found in the backdoor numbers thread.