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Here’s an example: Let’s say you’re buying a $400,000 house with a 20 percent down payment, and your high credit score qualifies you for a 30-year fixed mortgage at an interest rate of 6.2 ...
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The key takeaway is that there's more to mortgage approval than just your credit score. It's important to be a solid all-around applicant. Alert: highest cash back card we've seen now has 0% intro ...
The higher your score, the better your approval chances, ... Mortgage credit score requirements. ... using Bankrate’s mortgage calculator, let’s say you buy a $300,000 house with a 6.875 ...
Exceptional Credit. 800 and above. With a credit score of 800 and above, you can get approved for a mortgage loan more easily. Approval is not, however, guaranteed.
A borrower with an exceptional credit score between 760 and 850 can get a 30-year fixed rate mortgage of $300,000 at an average rate of 7.550%, according to FICO.
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