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  2. How To Save Money on All Your Monthly Expenses and Bills - AOL

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    That being said, regardless of whether you rent or own, there are money-saving tips that can help cut your housing bill each month. ... Cell Phone. Average monthly spending: $101.50.

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  6. Envelope system - Wikipedia

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    The envelope system, also known as the envelope budgeting method or cash stuffing, is a popular personal budgeting method for visualizing and maintaining a flexible budget. The key idea is to prioritize cash income to meet separate categories of household expenses in physically separate envelopes.

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