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  2. UK mortgage terminology - Wikipedia

    en.wikipedia.org/wiki/UK_mortgage_terminology

    Adverse credit mortgagemortgages aimed at borrowers with credit problems, e.g. county court judgements. Self-certified mortgage – a mortgage where the lender does not seek proof of income to demonstrate affordability, but instead relies on a statement of earnings as "certified" by the borrower(s).

  3. Buy-to-let mortgages - Wikipedia

    en.wikipedia.org/wiki/Buy_to_let

    Buy-to-let mortgage is a mortgage arrangement in which an investor borrows money to purchase property in the private rented sector in order to let it out to tenants. Buy-to-let mortgages have been on offer in the UK since 1996. [6] Lenders calculate how much they are willing to lend using a different formula than for an owner-occupied property.

  4. Mortgage industry of the United Kingdom - Wikipedia

    en.wikipedia.org/wiki/Mortgage_industry_of_the...

    The mortgage industry of the United Kingdom has traditionally been dominated by building societies, the first of which opened in Birmingham in 1775. [1] But since the 1970s, the share of new mortgage loans market held by building societies has declined substantially. Between 1977 and 1987, the share fell drastically from 96% to 66%, and that of ...

  5. How to write a letter of explanation for a mortgage - AOL

    www.aol.com/finance/write-letter-explanation...

    Make your past English teachers proud with pristine spelling, capitalization and business-like, careful composition. Provide a clear explanation: Your letter should acknowledge and indicate why ...

  6. Mortgages in English law - Wikipedia

    en.wikipedia.org/wiki/Mortgages_in_English_law

    Mortgages are an important part of English land law and property law. These concern, first, the common law, statutory and regulatory rules to protect the mortgagor (i.e. the borrower) at the time of concluding the mortgage agreement. Second, English law defines and restricts the process for taking possession of property in the event of default ...

  7. Your mortgage statement explained - AOL

    www.aol.com/finance/mortgage-statement-explained...

    A mortgage statement is a document containing the latest details about your loan, including your monthly payment. The law requires your mortgage lender or servicer to send you statements for each ...

  8. English property law - Wikipedia

    en.wikipedia.org/wiki/English_property_law

    Land law, or the law of "real" property, is the most significant area of property law that is typically compulsory on university courses. Although capital, often held in corporations and trusts, has displaced land as the dominant repository of social wealth, land law still determines the quality and cost of people's home life, where businesses and industry can be run, and where agriculture ...

  9. Barn Cat Blows Off Work To Hang With Senior Horse Best ... - AOL

    www.aol.com/lifestyle/barn-cat-blows-off-hang...

    I smell a children’s picture book deal. All About the Barn Cat. Barn cats are cats that—well, live in a barn and help keep the mice out. As barns are warm, dry spaces with plenty of grain feed ...

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