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  2. Which cards still offer a 21-month intro APR? - AOL

    www.aol.com/finance/cards-still-offer-21-month...

    Alternatives to a 21-month 0% intro APR card. Opening a 21-month balance transfer credit card is a great first step to paying down your debt, but other debt repayment options might work better for ...

  3. There are many good reasons to apply for a zero-interest credit card. The best 0 percent intro APR cards offer between 12 and 21 months of zero interest on purchases, balance transfers, or both ...

  4. How do balance transfers work, and will one work for you? - AOL

    www.aol.com/finance/balance-transfers-one...

    Carrying a balance on a credit card can be stressful when interest charges rack up month after month. ... a 0% intro APR for 21 months from account opening on qualifying balance transfers (balance ...

  5. Credit card interest - Wikipedia

    en.wikipedia.org/wiki/Credit_card_interest

    Many credit card issuers give a rate that is based upon an economic indicator published by a respected journal. For example, most banks in the U.S. offer credit cards based upon the lowest U.S. prime rate as published in the Wall Street Journal on the previous business day to the start of the calendar month. For example, a rate given as 9.99% ...

  6. Credit card balance transfer - Wikipedia

    en.wikipedia.org/wiki/Credit_card_balance_transfer

    A credit card balance transfer is the transfer of the outstanding debt (the balance) in a credit card account to an account held at another credit card company. [1] This process is encouraged by most credit card issuers as a means to attract customers. The new bank/card issuer makes this arrangement attractive to consumers by offering incentives.

  7. How to maximize your 0% APR credit card and avoid debt traps

    www.aol.com/finance/maximize-0-apr-credit-card...

    These cards let you avoid interest charges on your credit card balance for a promotional period of time — often between 12 to 21 months. The 0 percent interest rate will apply to either new ...

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