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The Fair Debt Collection Practices Act (FDCPA), Pub. L. 95-109; 91 Stat. 874, codified as 15 U.S.C. § 1692 –1692p, approved on September 20, 1977 (and as subsequently amended), is a consumer protection amendment, establishing legal protection from abusive debt collection practices, to the Consumer Credit Protection Act, as Title VIII of that Act.
U.S. state laws on fair debt collection generally fall into two categories: laws which require persons who are collecting debts from consumers to be licensed, registered or bonded in order to collect from consumers in their states, and laws that protect consumers from specific unfair practices by debt collectors, which may include collection agencies and sometimes original creditors. [2]
The Federal Debt Collection Procedures Act of 1990 (FDCPA), Title XXXVI of the Crime Control Act of 1990, Pub. L. No. 101-647, 104 Stat. 4789, 4933 (Nov. 29, 1990), is a United States federal law passed in 1990, affecting collection of money owed to the United States government. The FDCPA preempts state remedy laws in most circumstances. [1]
"What is a Federal Agency?" (PDF). Federal Agency Directory. Louisiana State University Libraries. Archived from the original (PDF) on 18 May 2013; Kamensky, John (Spring 2013). "Mapping the Contours of the Federal Government" (PDF). Administrative and Regulatory Law News. 38 (3). American Bar Association: 3– 4
The Consumer Financial Protection Bureau (CFPB) is an independent agency of the United States government responsible for consumer protection in the financial sector.CFPB's jurisdiction includes banks, credit unions, securities firms, payday lenders, mortgage-servicing operations, foreclosure relief services, debt collectors, for-profit colleges, and other financial companies operating in the ...
Prakash noted that Trump could refuse to spend the agency’s foreign-aid funds, but doing so would likely conflict with the Impoundment Control Act of 1974, a Nixon-era federal law that requires ...
At the federal level in the United States, legislation (i.e., "statutes" or "statutory law") consists exclusively of Acts passed by the Congress of the United States and its predecessor, the Continental Congress, that were either signed into law by the President or passed by Congress after a presidential veto.
A few volumes of the CFR at a law library (titles 12–26) In the law of the United States, the Code of Federal Regulations (CFR) is the codification of the general and permanent regulations promulgated by the executive departments and agencies of the federal government of the United States. The CFR is divided into 50 titles that represent ...