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  2. SBA loan guide: What they are and how to apply - AOL

    www.aol.com/finance/sba-loan-guide-apply...

    SBA loan statistics. According to the SBA, at the end of 2023 fiscal year:. $27.5 billion in SBA 7(a) loans was approved. Almost 70 percent of 7(a) loans were for amounts under $350,000

  3. SBA 7(a) loan: What it is and how to apply - AOL

    www.aol.com/finance/sba-7-loan-apply-123539929.html

    Loan type. Maximum loan amount. Maximum guarantee. SBA turnaround time. Purpose. 7(a) loan. $5 million. 75%. 5 to 10 business days. Working capital, equipment, supplies purchases, real estate ...

  4. What is the average small business loan amount? - AOL

    www.aol.com/finance/average-small-business-loan...

    SBA loan type. Description. Average loan amount in 2023. Maximum loan amount. Standard 7(a) Can be used for nearly all purposes, including working capital, payroll, expansion and equipment ...

  5. Pros and cons of SBA loans - AOL

    www.aol.com/finance/pros-cons-sba-loans...

    The maximum loan amount for a 504 loan is typically $5 million, but it can be up to $5.5 million. Loan funds can be used for fixed assets that promote job creation and business growth.

  6. How to get a small business loan when self employed - AOL

    www.aol.com/finance/small-business-loan-self...

    But many lenders have tight requirements to get an SBA loan. For example, for SBA 7(a) and 504 loans, some lenders require personal credit scores of 650 or higher, at least two years in business ...

  7. How to get a first-time business loan - AOL

    www.aol.com/finance/first-time-business-loan...

    SBA loans are designed to set a cap on interest rates and offer longer repayment terms than some conventional loans. The SBA 7(a) loan is the most common program applied for by small businesses.

  8. What is the SBA line of credit? - AOL

    www.aol.com/finance/sba-line-credit-202339941.html

    Businesses can make draws on their lines of credit as needed versus receiving the entire loan amount upfront. ... loans, maximum rates range from 13.50 percent for amounts over $250,000 to 16.50 ...

  9. How to apply for a working capital loan - AOL

    www.aol.com/finance/apply-working-capital-loan...

    Bank of America. Line of credit, Term loan. Option for unsecured lines of credit with lower annual revenue of $100,000. Low annual revenue requirement of $50,000 for cash secured line of credit

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