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A charge card is a type of credit card that enables the cardholder to make purchases which are paid for by the card issuer, to whom the cardholder becomes indebted. The cardholder is obliged to repay the debt to the card issuer in full by the due date, usually on a monthly basis, or be subject to late fees and restrictions on further card use.
Charge cards were the first form of plastic card introduced to the consumer market. They were often issued by retailers for use in their specific stores, and soon became available for wider use ...
Charge cards, like other types of credit cards, can be used to make purchases and may earn rewards. Cardholders usually don't pay interest charges, since there's no revolving balance unless your ...
If you need to use credit but don't want to impact your credit score, you may want to apply for a charge card rather than a credit card. If you've found yourself paying frequent overdraft fees ...
Israeli manual card imprinter. Originally charge account identification was paper-based. In 1959 American Express was the first charge card operator to issue embossed plastic cards which enabled cards to be manually imprinted for processing, making processing faster and reducing transcription errors. Other credit card issuers followed suit.
Diners Club International (DCI), founded as Diners Club, is a charge card company owned by Discover Financial Services.Formed in 1950 by Frank X. McNamara, Ralph Schneider (1909–1964), [3] Matty Simmons, and Alfred S. Bloomingdale, it was the first independent payment card company in the world, successfully establishing the financial card service of issuing travel and entertainment (T&E ...
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