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Learn how student loans affect your credit score, both positively and negatively. Check out ways to manage your student loan payments to protect your credit.
Information accurate as of June 19, 2024. Check the lenders’ websites for possible updates. How your credit score influences your student loan rate
An income-share agreement (ISA) is a student loan alternative that doesn’t require a credit check. Instead of loaning you money based on your credit history, providers will give you funding in ...
Because the U.S. Department of Education doesn’t run a credit check as part of the application process, borrowers with bad credit can still consolidate their student loans, says Tate Law.
A poor credit score could make refinancing your student loans difficult, or you may only qualify for a new loan with subpar terms. A credit score of 650 or higher is optimal for most lenders who ...
No-credit-check loans are offered by a variety of lenders, some of which may be less reputable, making it important to do your research. Look at the interest rates charged by each lender.
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