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2. What is cash value life insurance? - AOL

   www.aol.com/finance/cash-value-life-insurance...

   The cash value of a UL policy grows based on varied interest rates set by the insurance company, so it might rise and fall a bit over time. ... Variable life insurance. Variable life insurance is ...

3. Borrowing against your life insurance policy

   www.aol.com/finance/borrowing-against-life...

   Variable life insurance: ... Just like any other loan, interest accumulates over time. If left unchecked, the interest could eventually drain your policy’s cash value. ... Taking out a loan from ...

4. Variable universal life insurance - Wikipedia

   en.wikipedia.org/wiki/Variable_universal_life...

   Variable universal life insurance (often shortened to VUL) is a type of life insurance that builds a cash value. In a VUL, the cash value can be invested in a wide variety of separate accounts , similar to mutual funds , and the choice of which of the available separate accounts to use is entirely up to the contract owner.

5. Interest rate insurance - Wikipedia

   en.wikipedia.org/wiki/Interest_rate_insurance

   The absence of credit checks and valuations means it can be made available to all holders of a variable rate loan. [1] As interest rate insurance protects the holder from rising interest rates but does not raise their initial pay rate, if interest rates fall, the policyholder will see a benefit in reduced payments on their mortgage or loan when ...

6. What is cash surrender value? - AOL

   www.aol.com/finance/cash-surrender-value...

   For example, whole life policies guarantee steady growth, universal life adjusts based on interest rates and variable life policies tie cash value to investment accounts that can rise or fall with ...

7. Life insurance - Wikipedia

   en.wikipedia.org/wiki/Life_insurance

   Mortgage life insurance insures a loan secured by real property and usually features a level premium amount for a declining policy face value because what is insured is the principal and interest outstanding on a mortgage that is constantly being reduced by mortgage payments. The face amount of the policy is always the amount of the principal ...