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  2. Private student loan requirements: Here’s how to qualify - AOL

    www.aol.com/finance/qualify-private-student-loan...

    After applying for federal student loans, you may still need to cover leftover expenses with private student loans. Private student loans generally have tougher eligibility requirements than ...

  3. How to choose a private student loan for college

    www.aol.com/finance/choose-best-private-student...

    International students may qualify for a private student loan if an eligible citizen or resident co-signs the loan. Age: You must reach the age of legal adulthood — 18 in most states — before ...

  4. What is a private student loan? - AOL

    www.aol.com/finance/private-student-loan...

    Key takeaways. Private student loans can help cover any funding gaps for college — ideally, after you've exhausted your federal loan eligibility and applied for grants and scholarships.

  5. Private student loan (United States) - Wikipedia

    en.wikipedia.org/wiki/Private_student_loan...

    A private student loan is a financing option for higher education in the United States that can supplement, but should not replace, federal loans, such as Stafford loans, Perkins loans and PLUS loans. Private loans, which are heavily advertised, do not have the forbearance and deferral options available with federal loans (which are never ...

  6. Student loans in the United States - Wikipedia

    en.wikipedia.org/wiki/Student_loans_in_the...

    In 2021, student loan servicers began dropping out of the federal student loan business, including FedLoan Servicing on July 8, Granite State Management and Resources on July 20, and Navient on September 28. [40] According to Sallie Mae, as of 2021, 1 in 8 families are using private student loans when federal financing does not cover all ...

  7. Federal vs. private student loans: What’s the difference? - AOL

    www.aol.com/finance/federal-vs-private-student...

    Federal student loans. Private student loans. Interest rates. 5.50% to 8.05% for loans disbursed before July 1, 2024. 6.53% to 9.08% fixed for loans disbursed after July 1, 2024

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