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2. Student Loan Relief: Interest Could Drop to 0% If New ... - AOL

   www.aol.com/finance/student-loan-relief-interest...

   Congressional Democrats introduced legislation on July 27 that would lower student loan interest to 0%, while capping rates for future borrowers. If passed, this would be a huge help to 44 million...

3. How to refinance student loans with a low income - AOL

   www.aol.com/finance/refinance-student-loans-low...

   Several lenders refinance student loans for low-income borrowers. Here are our top picks: Education Loan Finance : Requires a minimum annual income of $35,000 and a credit score of at least 680.

4. Student loan forbearance vs. deferment: Key differences and ...

   www.aol.com/finance/student-loan-forbearance-vs...

   Federal student loan forbearance allows you to skip your student loan payments for a given time or temporarily make a smaller payment. The catch: Interest will still accrue on your balance.

5. Federal Direct Student Loan Program - Wikipedia

   en.wikipedia.org/wiki/Federal_Direct_Student...

   Graphic 1: Total number of dollars (in billions) entering default, 2009-2018, data source: CRS Graphic 2: This graph portrays the changes in the interest rate for direct subsidized loans, 2004-2019. Default and delinquency are increasingly common and are a large risk the government bears when giving out low-interest rate loans.

6. Pros and cons of refinancing student loans - AOL

   www.aol.com/finance/pros-cons-refinancing...

   Refinancing student loans can be a tempting option for those struggling with high monthly payments and interest rates. After all, by combining multiple loans into a single loan with lower interest ...

7. Student loan - Wikipedia

   en.wikipedia.org/wiki/Student_loan

   Federal student loan interest rates are established by Congress and listed in § 20 U.S.C. § 1087E(b). Because the interest rates are established by Congress, interest rates are a political decision. In 2010, the federal student loan program ran a multibillion-dollar "negative subsidy", or profit, for the federal government.