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8 warning signs of a debt collector scam. ... Be wary if the phone number or email address seems suspicious or hard to trace. ... Report the debt collection scam to your state’s attorney general.
Real debt collection agencies will already have some information about you and will not typically need to ask for more, particularly sensitive info like your social security number. Ask for their ...
To make sure that a debt collector is legit and avoid debt collection scams, keep an eye out for the following signs. Watch your mailbox. A validation letter is one way to make sure you’re ...
As cellular phones become more popular, there have been plans to release cell phone numbers into public 411 and reverse number directories via a separate Wireless telephone directory. However, these plans have come under opposition from internet based privacy advocate groups, and blogs, often citing privacy concerns.
Callers dial 1-800 (888 or 866)-FREE411 [373-3411] from any phone in the United States to use the toll-free service. Sponsors cover part of the service cost by playing advertising messages during the call. Callers always hear an ad at the beginning of the call, and then another after they have made their request.
The Fair Debt Collection Practices Act (FDCPA), Pub. L. 95-109; 91 Stat. 874, codified as 15 U.S.C. § 1692 –1692p, approved on September 20, 1977 (and as subsequently amended), is a consumer protection amendment, establishing legal protection from abusive debt collection practices, to the Consumer Credit Protection Act, as Title VIII of that Act.
This shows your commitment to resolving the debt and helps avoid further collection actions. For payment security, consider mailing a check via USPS with a paper return receipt for $3.65 or an ...
Since January 1, 2005, telemarketers covered by the registry have up to 31 days (initially the period was 90 days) from the date a number is registered to cease calling that number. Originally, phone numbers remained on the registry for a period of five years, but are now permanent because of the Do-Not-Call Improvement Act of 2007, effective ...