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  2. Prior authorization - Wikipedia

    en.wikipedia.org/wiki/Prior_authorization

    There are a number of reasons that insurance providers require prior authorization, including age, medical necessity, the availability of a generic alternative, or checking for drug interactions. [ 2 ] [ 3 ] A failed authorization can result in a requested service being denied or in an insurance company requiring the patient to go through a ...

  3. Unhappy with your Medicare Advantage plan? Now's the time to ...

    www.aol.com/finance/unhappy-medicare-advantage...

    Medicare Advantage plans are an alternative health insurance program to traditional Medicare for those 65 and older. ... The rule also requires a specific reason for denying a prior authorization ...

  4. The pros and cons of Medicare Advantage: Should you ... - AOL

    www.aol.com/finance/medicare-advantage-pros-cons...

    Prior authorization is not needed for most services and supplies, including medications and dental, hearing and eye services ... hearing and dental insurance. Here are a few reasons you might find ...

  5. Utilization management - Wikipedia

    en.wikipedia.org/wiki/Utilization_management

    Utilization management (UM) or utilization review is the use of managed care techniques such as prior authorization that allow payers, particularly health insurance companies, to manage the cost of health care benefits by assessing its medical appropriateness before it is provided, by using evidence-based criteria or guidelines.

  6. Opinion - This nightmare delay and denial shows why patients ...

    www.aol.com/news/opinion-nightmare-delay-denial...

    That is, in addition to issuing frequent coverage denials (whether through prior authorization or other mechanisms), insurers impose administrative barriers to accessing care, whether in getting a ...

  7. Medicare Advantage - Wikipedia

    en.wikipedia.org/wiki/Medicare_Advantage

    The largest operator is a hybrid of AARP - an interest group - and UnitedHealth (UHC) - a for-profit private insurance company - who serve as plan operator. AARP licenses the use of its name to UHC; however, UHC also offer their own Medicare Advantage plans, exclusive of any AARP-affiliated plans.

  8. UnitedHealth Group CEO: America’s health system is poorly ...

    www.aol.com/ceo-gunned-down-health-insurers...

    An effort to improve the prior authorization process in Medicare Advantage plans failed to advance in the Senate in 2022 after the Congressional Budget Office estimated it would cost about $16 ...

  9. Step therapy - Wikipedia

    en.wikipedia.org/wiki/Step_therapy

    Step therapy, also called step protocol or a fail first requirement, is a managed care approach to prescription.It is a type of prior authorization requirement that is intended increase insurance company profits at the expense of patient health by forcing patients onto lower cost prescription drugs.