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  2. What are construction loans, and how do they work? - AOL

    www.aol.com/finance/construction-loans-154657152...

    Construction loan statistics. Construction loans typically require 20 percent down, at minimum. As of the second quarter of 2023, commercial and non-commercial construction loan volume totaled ...

  3. What is a construction-to-permanent loan? - AOL

    www.aol.com/finance/construction-permanent-loan...

    FHA construction loans: For as little as 3.5 percent down, you can get a construction loan insured by the Federal Housing Administration (FHA). These come in the form of a construction-to ...

  4. PACE financing - Wikipedia

    en.wikipedia.org/wiki/PACE_financing

    PACE financing (property assessed clean energy financing) is a means used in the United States of America of financing energy efficiency upgrades, disaster resiliency improvements, water conservation measures, or renewable energy installations in existing or new construction of residential, commercial, and industrial property owners.

  5. Hard money loan - Wikipedia

    en.wikipedia.org/wiki/Hard_money_loan

    The loan amount the hard money lender is able to lend is determined by the ratio of loan amount divided by the value of the property. This is known as the loan to value (LTV). Many hard money lenders will only lend up to 65% of the current value of the property. [3] There is no such thing as 100% LTV for this type of transactions.

  6. FHA construction loan: What it is and how to get one - AOL

    www.aol.com/finance/fha-construction-loan-one...

    There are two types of FHA construction loans: an FHA construction-to-permanent loan and a FHA 203(k) loan. FHA construction loans can be rolled into an FHA permanent mortgage.

  7. Mechanic's lien - Wikipedia

    en.wikipedia.org/wiki/Mechanic's_lien

    Still other states, such as California, provide priority for a construction loan mortgage recorded before the visible commencement of construction where the lender is obligated to disburse the funds. In the State of Illinois , there is a statutory funds disbursing scheme that, if followed, provides construction loan mortgage priority.

  8. Housing trust fund - Wikipedia

    en.wikipedia.org/wiki/Housing_trust_fund

    All commercial construction projects of more than 100,000 feet requiring zoning relief are required to pay linkage fees or construct affordable housing and/or fund job-training programs. As of April, 2006 the city's linkage fee for affordable housing was $7.87 per square foot and $1.57 per square foot for employment.

  9. How construction loans are different than mortgage loans - AOL

    www.aol.com/news/construction-loans-different...

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