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  2. What is student loan refinancing and how does it work? - AOL

    www.aol.com/finance/student-loan-refinancing...

    Student loan refinancing can help some borrowers save money by allowing them to swap out their existing loans with a new private loan with a lower rate. That said, it’s not the right choice for ...

  3. How to refinance your student loans in 5 steps - AOL

    www.aol.com/finance/refinance-student-loans-5...

    Many lenders refinance student loans for people with bad credit, although if a lender does accept a lower credit score, it will almost certainly offer higher rates. As with new student loans, you ...

  4. Banks that refinance student loans - AOL

    www.aol.com/finance/banks-refinance-student...

    Most student loan refinance companies allow you to get a rate quote with a soft credit check, making the comparison process easy and risk-free. Apply online. Once you decide on a lender, you’ll ...

  5. When to refinance your private student loans - AOL

    www.aol.com/finance/refinance-private-student...

    This can add years to your repayment timeline, in addition to increasing the overall cost of the loan. Interest rates on private loans can be fixed or variable and currently fall between 4 percent ...

  6. Federal Direct Student Loan Program - Wikipedia

    en.wikipedia.org/wiki/Federal_Direct_Student...

    In 10 years, the loan program experienced 230% growth in the loan portfolio and 130% growth in the loan recipients. Student loan debt in 2019 is the highest it has ever been. According to the latest loan debt statistics, student loan debt has become the second highest consumer debt category behind mortgage debt. [15]

  7. What Is the Average Student Loan Interest Rate and Payment? - AOL

    www.aol.com/finance/average-student-loan...

    Research from EducationData.org shows that almost 44 million Americans hold an average federal student loan debt balance of $37,717. Combined, student loan debt in the U.S. adds up to $1.744 trillion.

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