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Citi was founded in 1812 and currently has the third-largest credit card portfolio in the world. Citi offers personal credit cards, banking and wealth management services and more.
On April 1, 2016, Citigroup became the exclusive issuer of Costco's branded credit cards. [49] [50] The bank's private-label credit card division, Citi Retail Services, issues store-issued credit cards for such companies as: American Airlines, Best Buy, ConocoPhillips, Costco, ExxonMobil, The Home Depot, Sears, Shell Oil, and Staples Inc.
Citi continues to offer corporate and institutional banking and wealth management in Panama and Costa Rica. [124] On April 1, Citigroup became the exclusive issuer of Costco-branded credit cards. [125] In April 2016, Citi was given regulatory approval for its "living will", its plans to shut down operations in the event of another financial crisis.
Citibank, as First National City Bank came to be known in 1976, made a further attempt in 1977 to create a proprietary credit card that was not tied to either Master Charge or Visa. The Choice card was, like the Everything Card, a regional credit card issued only by Citibank. It also proved unsuccessful, and its cards were reissued as Visa ...
The Citi Strata Premier card earns cardholders an annual $100 hotel credit, plus 3 points per dollar spent on travel, restaurants, supermarkets, gas stations, and EV charging stations.
What really sets this card apart, however, is that it considers banking history and other factors beyond just your credit history when determining your APR and your $300-$5,000 credit limit.
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