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  2. Debt service coverage ratio - Wikipedia

    en.wikipedia.org/wiki/Debt_service_coverage_ratio

    For example, if post-tax outlays consist of CPLTD of $100M and noncash expenses are $50M, then the borrower can apply $50M of cash inflow from operations directly against $50M of post-tax outlays without paying taxes on that $50M inflow, but the company must set aside $77M (assuming a 35% income tax rate) to meet the remaining $50M of post-tax ...

  3. Direct tax - Wikipedia

    en.wikipedia.org/wiki/Direct_tax

    Direct taxation can apply on income or on wealth (property tax; estate tax or wealth tax). Here below a few examples of direct taxes existing in the United States (though not all of these meet the US constitutional definition of a direct tax, as stated below): [9] Income tax: it is the most important direct tax in many developed countries. It ...

  4. Lender option borrower option - Wikipedia

    en.wikipedia.org/wiki/Lender_option_borrower_option

    As a direct consequence of making repayments on LOBOs, councils have had to make major cuts in services to their residents. [ 1 ] [ 2 ] It has been calculated that if councils were free to relinquish their LOBO contracts at no penalty and instead borrow at a more typical market rate it would save them about £145 million for 2015 alone. [ 1 ]

  5. Spreadsheet - Wikipedia

    en.wikipedia.org/wiki/Spreadsheet

    In most implementations, many worksheets may be located within a single spreadsheet. A worksheet is simply a subset of the spreadsheet divided for the sake of clarity. Functionally, the spreadsheet operates as a whole and all cells operate as global variables within the spreadsheet (each variable having 'read' access only except its containing ...

  6. Student loans and grants in the United Kingdom - Wikipedia

    en.wikipedia.org/wiki/Student_loans_and_grants...

    The SLC (Student Loans Company) was founded for the 1990/91 academic year to provide students with additional help towards living costs in the form of low-interest loans. In its first year, the SLC gave loans to 180,200 students. [3] This represented a take up rate of 28% of eligible students, with an average loan of £390.

  7. Why norovirus is so hard to kill: Here's how to protect ... - AOL

    www.aol.com/why-norovirus-hard-kill-heres...

    It spreads by direct contact with someone who has norovirus, or by touching contaminated surfaces and then putting your fingers in your mouth. Contaminated food or liquids can also spread the virus.

  8. Federal Direct Student Loan Program - Wikipedia

    en.wikipedia.org/wiki/Federal_Direct_Student...

    There are four types of direct loans: Direct PLUS Loan: The direct PLUS loan is a federal loan that graduate or professional students and parents of undergraduate students can use to pay for their education. These loans can be used to help pay for education expenses not covered by financial aid. The Direct PLUS loan is not based on financial ...

  9. Mortgage and refinance rates for Dec. 17, 2024: Average ... - AOL

    www.aol.com/finance/mortgage-and-refinance-rates...

    A mortgage point could cost 1% of your mortgage amount, which means about $5,000 on a $500,000 home loan, with each point lowering your interest rate by about 0.25%, depending on your lender and loan.

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