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  2. More drivers have negative equity on their car loans. What if ...

    www.aol.com/more-drivers-negative-equity-car...

    If you have a car loan, we have a math assignment for you. Find an online car value calculator. Figure out how much your vehicle is worth. Then look up your loan balance and compare that number to ...

  3. Capital adequacy ratio - Wikipedia

    en.wikipedia.org/wiki/Capital_adequacy_ratio

    Capital Adequacy Ratio (CAR) also known as Capital to Risk (Weighted) Assets Ratio (CRAR), [1] is the ratio of a bank's capital to its risk. National regulators track a bank's CAR to ensure that it can absorb a reasonable amount of loss and complies with statutory Capital requirements. It is a measure of a bank's capital.

  4. Book value - Wikipedia

    en.wikipedia.org/wiki/Book_value

    An asset's initial book value is its actual cash value or its acquisition cost. Cash assets are recorded or "booked" at actual cash value. Assets such as buildings, land and equipment are valued based on their acquisition cost, which includes the actual cash cost of the asset plus certain costs tied to the purchase of the asset, such as broker fees.

  5. Loan-to-value ratio - Wikipedia

    en.wikipedia.org/wiki/Loan-to-value_ratio

    In real estate, the term is commonly used by banks and building societies to represent the ratio of the first mortgage line as a percentage of the total appraised value of real property. For instance, if someone borrows $130,000 to purchase a house worth $150,000, the LTV ratio is $130,000 to 150,000 or ⁠ $130,000 / $150,000 ⁠, or 87%.

  6. How to calculate interest on a car loan - AOL

    www.aol.com/finance/calculate-interest-car-loan...

    Car age. Typically, the older the car, the higher the rate. If you want to buy a car over 10 years old, you may struggle to find auto financing at a reasonable interest rate.

  7. Equity ratio - Wikipedia

    en.wikipedia.org/wiki/Equity_ratio

    The equity ratio is a financial ratio indicating the relative proportion of equity used to finance a company's assets. The two components are often taken from the firm's balance sheet or statement of financial position (so-called book value), but the ratio may also be calculated using market values for both, if the company's equities are publicly traded.

  8. Should you use a home equity loan to pay off an auto loan?

    www.aol.com/finance/home-equity-loan-pay-off...

    Benefits of using a home equity loan to pay off a car loan. Flexible terms: Home equity loans generally have longer lifespans than auto loans. Home equity loan terms range from 5 to 30 years while ...

  9. Risk-weighted asset - Wikipedia

    en.wikipedia.org/wiki/Risk-Weighted_Asset

    Risk-weighted asset (also referred to as RWA) is a bank's assets or off-balance-sheet exposures, weighted according to risk. [1] This sort of asset calculation is used in determining the capital requirement or Capital Adequacy Ratio (CAR) for a financial institution.