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2. How to lower your mortgage payment

   www.aol.com/finance/lower-mortgage-payment...

   Mortgage payments consist of four parts, or PITI: principal, interest, taxes (property) and insurance (homeowners and/or private mortgage insurance). To lower mortgage payments means addressing ...

3. Dave Ramsey’s 7 Tips for Quickly Paying Off a Mortgage - AOL

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   Once you get into that 15-year-mortgage, increase your payments, if possible, to pay it off in, say, 10 years. Or, if refinancing your 30-year mortgage isn’t feasible, pay toward your mortgage ...

4. 6 ways to get the lowest rate on your next mortgage - AOL

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   6. Do the math before buying points. Some lenders give you the option to buy "points" in order to reduce your interest rate. One point typically costs 1% of your loan amount.

5. Mortgage calculator - Wikipedia

   en.wikipedia.org/wiki/Mortgage_calculator

   The fixed monthly payment for a fixed rate mortgage is the amount paid by the borrower every month that ensures that the loan is paid off in full with interest at the end of its term. The monthly payment formula is based on the annuity formula. The monthly payment c depends upon: r - the monthly interest rate. Since the quoted yearly percentage ...

6. Amortization calculator - Wikipedia

   en.wikipedia.org/wiki/Amortization_calculator

   An amortization calculator is used to determine the periodic payment amount due on a loan (typically a mortgage), based on the amortization process.. The amortization repayment model factors varying amounts of both interest and principal into every installment, though the total amount of each payment is the same.

7. Can I Reduce My Mortgage Rate Without Refinancing? - AOL

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   It doesn't take long to deplete your monthly budget when you are saddled with a mortgage payment. Luckily for borrowers, there are ways to reduce your mortgage rate and free up funds to invest, pay...