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In the business, such dealers are called "Buy Here Pay Here" dealerships. These stores can make loans directly to customers because they have some means of recovering the vehicle if the customer defaults on the loan. The means by which "Buy Here Pay Here" dealers can recover a vehicle vary by state. Most dealers utilize indirect lenders.
A used car, a pre-owned vehicle, or a secondhand car, is a vehicle that has previously had one or more retail owners. Used cars are sold through a variety of outlets, including franchise and independent car dealers , rental car companies, buy here pay here dealerships, leasing offices, auctions, and private party sales.
Chevrolet, Pontiac, Oldsmobile, Buick and Cadillac each had main factories where the cars originated from, then in 1933 branch assembly plants were established in major American cities and the branch assembly locations would receive knock-down kits from the main plants and locally assemble GM products to meet demand.
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