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  2. No-credit-check loans: What are they and how do they work? - AOL

    www.aol.com/finance/no-credit-check-loans...

    The application review process and decisions for no-credit-check loans are based on other factors, such as your employment status, income or bank account history. It may even be based on ...

  3. Best No Credit Check Loans: 2022’s Top Online Direct Lenders

    www.aol.com/entertainment/best-no-credit-check...

    Moreover, Credit Loan offers you a loan without running any credit checks, and the amount ranges from $250 to $5,000 for bad credit holders. In terms of the annual percentage rate, it ranges from ...

  4. Debt consolidation without a loan: Here’s how to do it

    www.aol.com/finance/alternatives-debt...

    A debt consolidation loan can simplify debt repayment and even help you save money in the long run. But for it to be effective, you must identify and address the financial habits that led to the ...

  5. Payday loan - Wikipedia

    en.wikipedia.org/wiki/Payday_loan

    The basic loan process involves a lender providing a short-term unsecured loan to be repaid at the borrower's next payday. Typically, some verification of employment or income is involved (via pay stubs and bank statements), although according to one source, some payday lenders do not verify income or run credit checks. [9]

  6. Private money - Wikipedia

    en.wikipedia.org/wiki/Private_money

    Private money is a commonly used term in banking and finance. It refers to lending money to a company or individual by a private individual or organization. While banks are traditional sources of financing for real estate, and other purposes, private money is offered by individuals or organizations and may have non traditional qualifying guidelines.

  7. Alternative financial service - Wikipedia

    en.wikipedia.org/wiki/Alternative_financial_service

    In New York City, these are called check-cashing stores, and they are legally exempted from the 25 percent criminal usury cap. [4] Alternative financial services are typically provided by non-bank financial institutions, although person-to-person lending and crowd funding also play a role. These alternative financial service providers are ...

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