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  2. 16 Cases Where a Credit Card Beats Cash - AOL

    www.aol.com/finance/16-cases-where-credit-card...

    The TSA PreCheck program lets travelers into a speedy lane where they keep shoes, belts, and jackets on, and their laptops in bags — and there are 39 credit cards and loyalty programs that cover ...

  3. What is a credit card security code? - AOL

    www.aol.com/finance/credit-card-security-code...

    A credit card security code is a three- or four-digit number that’s found only on a physical credit card. ... Security codes provide an extra layer of protection in keeping your credit card ...

  4. Smiley v. Citibank (South Dakota), N. A. - Wikipedia

    en.wikipedia.org/wiki/Smiley_v._Citibank_(South...

    Smiley v. Citibank, 517 U.S. 735 (1996), is a U.S. Supreme Court decision upholding a regulation of the Comptroller of Currency which included credit card late fees and other penalties within the definition of interest and thus prevented individual states from limiting them when charged by nationally-chartered banks.

  5. A new borrowing option for hard-up Americans: a credit card ...

    www.aol.com/finance/borrowing-option-hard...

    Credit card interest rates, which currently average 24.43% in the U.S., can also lead to a debt pile-on. Of course, borrowers can avoid that by paying off their balance each month.

  6. Chargeback - Wikipedia

    en.wikipedia.org/wiki/Chargeback

    A chargeback is a return of money to a payer of a transaction, especially a credit card transaction. Most commonly the payer is a consumer. The chargeback reverses a money transfer from the consumer's bank account, line of credit, or credit card. The chargeback is ordered by the bank that issued the consumer's payment card. In the distribution ...

  7. Payment protection insurance - Wikipedia

    en.wikipedia.org/wiki/Payment_protection_insurance

    Payment protection insurance (PPI), also known as credit insurance, credit protection insurance, or loan repayment insurance, is an insurance product that enables consumers to ensure repayment of credit if the borrower dies, becomes ill, disabled, loses a job, or faces other circumstances that may prevent them from earning income to service the debt.

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