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2. How to refinance your student loans in 5 steps - AOL

   www.aol.com/finance/refinance-student-loans-5...

   When in doubt, use a student loan calculator to compare your current loan with any new loans you’re considering. If you have federal student loans and are on the fence about refinancing, proceed ...

3. Banks that refinance student loans - AOL

   www.aol.com/finance/banks-refinance-student...

   Refinancing is a good idea if you have private student loans and can qualify for a lower interest rate than you currently pay. Before settling on a lender to refinance with, it’s important to ...

4. How to refinance student loans with a low income - AOL

   www.aol.com/finance/refinance-student-loans-low...

   Refinancing your student loans can shave a big chunk off your monthly payment and reduce the total interest paid over the life of the loan. And when you have a lower income, finding ways to ...

5. Graduated payments - Wikipedia

   en.wikipedia.org/wiki/Graduated_payments

   Graduated payments are repayment terms involving gradual increases in the payments on a closed-end obligation. A graduated payment loan typically involves negative amortization, and is intended for students in the case of student loans, [1] and homebuyers in the case of real estate, [2] who currently have moderate incomes and anticipate their income will increase over the next 5–10 years.

6. Pros and cons of consolidating student loans

   www.aol.com/finance/pros-cons-consolidating...

   You can consolidate private student loans, but not with a Direct Consolidation Loan. ... You can also run the numbers with a refinancing calculator to better compare the impact to your loan cost ...

7. Student loan guidelines for getting a mortgage - AOL

   www.aol.com/finance/student-loan-guidelines...

   “An experienced loan officer can discuss your student loan situation with you and offer financing programs best structured to meet your budget goals,” says Donny Schulze, a mortgage banker ...

8. The Right Way to Use Student Loans for Living Expenses - AOL

   www.aol.com/finance/way-student-loans-living...

   Using student loans for living expenses like housing is expected by loan providers. Skip to main content. Sign in. Mail. 24/7 Help. For premium support please call: 800-290-4726 ...

9. Want to refinance your student loan to take advantage of ...

   www.aol.com/finance/want-refinance-student-loan...

   Refinancing student loans involves moving your debt from government lending programs to a private lender. And it’s becoming increasingly tempting to borrowers looking to save money, ...