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2. What are annuities and how do they work? - AOL

   www.aol.com/finance/annuities-133000472.html

   Annuity riders. Annuities can be structured in many different ways, depending on your needs. These optional features are called riders and provide a higher level of benefits — at a cost ...

3. 5 popular annuity riders: How they work and costs - AOL

   www.aol.com/finance/5-popular-annuity-riders...

   For example, New York Life offers a death benefit rider, called the Enhanced Beneficiary Benefit Rider, on its fixed deferred annuities. This rider charges a 0.3 percent annual fee, though the fee ...

4. What are annuities and how do they work? - AOL

   www.aol.com/finance/annuities-163446674.html

   Insurance companies often offer annuities and construct the annuity to pay out on a predictable schedule. You may purchase an annuity by depositing a lump sum or by funding the contract over time ...

5. Annuities in the United States - Wikipedia

   en.wikipedia.org/wiki/Annuities_in_the_United_States

   Variable annuities have features of both life insurance and investment products. [4] In the U.S., annuity insurance may be issued only by life insurance companies, although private annuity contracts may be arranged between willing parties although typically the intent of these is to reduce taxes. Insurance companies are regulated by the states ...

6. Life annuity - Wikipedia

   en.wikipedia.org/wiki/Life_annuity

   A life annuity is an annuity, or series of payments at fixed intervals, paid while the purchaser (or annuitant) is alive.The majority of life annuities are insurance products sold or issued by life insurance companies however substantial case law indicates that annuity products are not necessarily insurance products.

7. Annuities vs. life insurance: What’s the difference? - AOL

   www.aol.com/finance/annuities-vs-life-insurance...

   Term life insurance: Term life insurance offers coverage for a fixed period of time, perhaps for 5, 10 or even 30 years. If the policyholder passes after the term of the insurance, then the ...

8. Life insurance - Wikipedia

   en.wikipedia.org/wiki/Life_insurance

   Life insurance (or life assurance, especially in the Commonwealth of Nations) is a contract between an insurance policy holder and an insurer or assurer, where the insurer promises to pay a designated beneficiary a sum of money upon the death of an insured person.

9. What are variable annuities? Benefits, risks and how they work

   www.aol.com/finance/variable-annuities-benefits...

   A variable annuity is a contract between you and an insurance company. It allows you to grow your retirement savings and receive a steady stream of payments later.