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2. What is a credit reporting agency? - AOL

   www.aol.com/finance/credit-reporting-agency...

   Experian is a global credit reporting agency that has operated for more than 125 years. Its North American headquarters are in Costa Mesa, California. ... The three main credit reporting agencies ...

3. What do the 3 credit bureaus do? - AOL

   www.aol.com/finance/3-credit-bureaus-213955962.html

   Equifax. TransUnion. Experian. Optional credit score. Educational-only score with a 280-850 scoring range (free) VantageScore 3.0 (pay $0.99) FICO credit score (free)

4. Credit bureau - Wikipedia

   en.wikipedia.org/wiki/Credit_bureau

   Current reporting standards accepted by the four U.S. CRAs are Metro and Metro2. The Metro2 standard is defined in the annual CDIA publication, the Credit Reporting Resource Guide. Consumers are entitled to a free annual credit report from each of the three nationwide consumer reporting agencies, Equifax, Experian and TransUnion.

5. Experian - Wikipedia

   en.wikipedia.org/wiki/Experian

   The Fair and Accurate Credit Transactions Act of 2003, signed into law in 2003, amended the FCRA to require the credit reporting companies to provide consumers with one free copy of their credit report per 12-month period. Like its main competitors, TransUnion and Equifax, Experian markets credit reports directly to consumers. Experian heavily ...

6. Which credit bureau is used most? - AOL

   www.aol.com/credit-bureau-used-most-150000136.html

   The three major credit bureaus are Experian, Equifax, and TransUnion. These bureaus collect and maintain consumer credit information and then resell it to other businesses in the form of a credit ...

7. AnnualCreditReport.com - Wikipedia

   en.wikipedia.org/wiki/AnnualCreditReport.com

   AnnualCreditReport.com is a website jointly operated by the three major U.S. credit reporting agencies, Equifax, Experian, and TransUnion.The site was created in order to comply with their obligations under the Fair and Accurate Credit Transactions Act (FACTA) [1] to provide a mechanism for American consumers to receive up to three free credit reports per year.