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  2. PhonePe - Wikipedia

    en.wikipedia.org/wiki/PhonePe

    PhonePe is an Indian digital payments and financial services company headquartered in Bengaluru, Karnataka, India. [5] [6] It was founded in December 2015, [7] [2] by Sameer Nigam, Rahul Chari and Burzin Engineer. [8] The PhonePe app, based on the Unified Payments Interface, went live in August 2016. [9] [10]

  3. Paytm - Wikipedia

    en.wikipedia.org/wiki/Paytm

    Paytm (an acronym for "pay through mobile") is an Indian multinational financial technology company, that specializes in digital payments and financial services, based in Noida, India. [4] Paytm was founded in 2010 by Vijay Shekhar Sharma under One97 Communications .

  4. Mobile payments in India - Wikipedia

    en.wikipedia.org/wiki/Mobile_payments_in_India

    Mobile Payment Forum of India (MPFI) is the umbrella organisation which is responsible for deploying mobile payments in India. [3] India is the world's largest-growing mobile payments market. [4] Mobile payment surpassed credit card transactions in 2021, clocking an annual value greater than $1 trillion. [5]

  5. Unified Payments Interface - Wikipedia

    en.wikipedia.org/wiki/Unified_Payments_Interface

    With UPI representing 62% of digital payment transactions in FY 2022–2023, it has been the primary driver of the overall development of digital payment transactions in India. [105] In January 2024, the value of UPI transactions reached ₹18.41 trillion, a slight increase of 1% from ₹18.23 trillion in December 2023. From 12.02 billion in ...

  6. Digital rupee - Wikipedia

    en.wikipedia.org/wiki/Digital_rupee

    The Digital Rupee (e₹) [6] or eINR or E-Rupee is a tokenised digital version of the Indian Rupee, issued by the Reserve Bank of India (RBI) as a central bank digital currency (CBDC). [7] The Digital Rupee was proposed in January 2017 and launched on 1 December 2022. [8] Digital Rupee is using blockchain distributed-ledger technology. [9]

  7. Financial technology in India - Wikipedia

    en.wikipedia.org/wiki/Financial_technology_in_India

    India's retail digital lending space has grown significantly in the past decade (2012–22) from US$9 billion to US$270 billion with a CAGR of 39.5%. [11] This huge rise in the lending space can be attributed to various factors. Low credit card penetration: As per the data from RBI, the number of credit card holders was 62 million in 2021. [12]

  8. Payment and settlement systems in India - Wikipedia

    en.wikipedia.org/wiki/Payment_and_settlement...

    E-payments have been heavily promoted in India showing consumers the various ways they can make these payments Including ATMs, the Internet, mobile phones and drop boxes. Due to RBI efforts and the Board for Regulation and Supervision of Payment and Settlement Systems (BPSS), now over 75% of all transaction volume is electronic, including both ...

  9. MobiKwik - Wikipedia

    en.wikipedia.org/wiki/MobiKwik

    MobiKwik is an Indian financial technology company, founded in 2009 that provides a mobile phone-based payment system and digital wallet. [3] [4] Customers can add money to an online wallet that can be used for payments.