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  2. Retail banking - Wikipedia

    en.wikipedia.org/wiki/Retail_banking

    Retail banking, also known as consumer banking or personal banking, is the provision of services by a bank to the general public, rather than to companies, corporations or other banks, which are often described as wholesale banking (corporate banking).

  3. Banking in India - Wikipedia

    en.wikipedia.org/wiki/Banking_in_India

    The new policy shook the banking sector in India completely. Bankers, till this time, were used to the 4–6–4 method (borrow at 4%; lend at 6%; go home at 4) of functioning. The new wave ushered in a modern outlook and tech-savvy methods of working for traditional banks. All this led to the retail boom in India.

  4. Savings account - Wikipedia

    en.wikipedia.org/wiki/Savings_account

    It is now usually given free of cost. For some time, the rate of interest on the balance in the savings account in Indian banks was regulated by the Reserve Bank of India. However, the bank can now keep any rate of interest they deem fit. Banks have to follow the RBI's know your customer guidelines to allow an individual to open a savings ...

  5. Standard Chartered India - Wikipedia

    en.wikipedia.org/wiki/Standard_Chartered_India

    Standard Chartered India (officially Standard Chartered Bank India Branches) is a foreign branch of Standard Chartered, incorporated in the United Kingdom with limited liability. [1] It is considered as a foreign bank under the Banking Regulation Act, 1949 and thus is regulated by the Reserve Bank of India (RBI).

  6. List of banks in India - Wikipedia

    en.wikipedia.org/wiki/List_of_banks_in_India

    Bank name Established Headquarters Branches Total assets Revenues Refs Axis Bank: 1993: Mumbai, Maharashtra: 5,377 ₹ 1,518,238 crore (US$180 billion) ₹ 106,155 crore (US$13 billion) [24]

  7. Category:Banking in India - Wikipedia

    en.wikipedia.org/wiki/Category:Banking_in_India

    SBM Bank India; Scheduled Banks (India) Banking Ombudsman Scheme (India) Securitisation and Reconstruction of Financial Assets and Enforcement of Security Interest Act, 2002; Standard Chartered India; Structured Financial Messaging System

  8. Payments bank - Wikipedia

    en.wikipedia.org/wiki/Payments_bank

    Paytm Payments Bank and Airtel Payments Bank together command over 88% of the deposits in payment banks in India in 2018. According to the Reserve Bank of India's report on ‘Trend and progress of Banking in India 2017-2018', the payment banks reported losses in the financial year 2017-2018, after a weak performance in the FY 2016-17. [14]

  9. Core banking - Wikipedia

    en.wikipedia.org/wiki/Core_banking

    UML class diagram depicting a bank account. Advancements in Internet and information technology reduced manual work in banks and increased efficiency. Computer software is developed to perform core operations of banking like recording of transactions, passbook maintenance, interest calculations on loans and deposits, customer records, the balance of payments, and withdrawal.