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  2. Credit unions offering personal loans: What to expect - AOL

    www.aol.com/finance/credit-unions-offering...

    Credit unions are functionally different from banks and online lenders. Their personal loans, however, are about standard. You borrow a set amount — usually $1,000 to $50,000 — for one to ...

  3. Should I get a personal loan? Here are the pros and cons - AOL

    www.aol.com/finance/pros-cons-personal-loans...

    Unlike short-term loans like payday loans and others that charge high interest rates, personal loans range from two to 10 years, depending on the lender. ... By comparison, if you apply for a home ...

  4. 8 types of personal loans and their uses — plus 5 to avoid

    www.aol.com/finance/types-personal-loans-uses...

    Different personal loans are available from different banks, credit unions and online lenders. Unsecured personal loans An unsecured personal loan doesn’t require collateral to get approved.

  5. Student financial aid in the United States - Wikipedia

    en.wikipedia.org/wiki/Student_financial_aid_in...

    To apply for federal financial aid, students must first complete the Free Application for Federal Student Aid . The financial aid process has been criticized for its part in enrollment management, whereby students are awarded money not based on merit or need, but on the maximum the student families will pay. [1]

  6. Loan officer - Wikipedia

    en.wikipedia.org/wiki/Loan_officer

    Meet with loan applicants to gather personal information and answer questions; Explain different types of loans and the terms of each type to applicants; Obtain, verify, and analyze the applicant's financial information, such as the credit rating and income level; Review loan agreements to ensure that they comply with federal and state regulations

  7. Banks and Student Loans: 9 Things You Need To Know - AOL

    www.aol.com/banks-student-loans-9-things...

    When you think about getting a student loan, you might not consider going through a bank. As of 2024, only 8.84% of student loan debt belongs to private lenders, while the rest is federal. However,...

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