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2. What you need to know about short-term loans - AOL

   www.aol.com/finance/know-short-term-loans...

   These loans usually allow you to borrow just 25 to 50 percent of the car’s market value and can come with APRs of 300 percent and repayment windows as short as 15 to 30 days.

3. Bridge loans: What are they and how do they work? - AOL

   www.aol.com/finance/bridge-loans-161837154.html

   Bridge loans are short-term loans that help cover costs during transitional periods, most often the time frame between buying and selling a home. ... and another $2,000 would go to closing costs ...

4. Payday loan - Wikipedia

   en.wikipedia.org/wiki/Payday_loan

   This is an accepted version of this page This is the latest accepted revision, reviewed on 24 December 2024. Short-term unsecured loan A shop window in Falls Church, Virginia, advertising payday loans. A payday loan (also called a payday advance, salary loan, payroll loan, small dollar loan, short term, or cash advance loan) is a short-term unsecured loan, often characterized by high interest ...

5. Credit rationing - Wikipedia

   en.wikipedia.org/wiki/Credit_rationing

   The credit rationing may be the result of economic fluctuations, financial equilibriums, adverse selection or moral hazard, which may be termed in the literature as an agency cost, and may result from the borrower exerting low effort, essentially resulting in loan default prior to the financial institution being able to take action to exit the ...

6. Credit score in the United States - Wikipedia

   en.wikipedia.org/wiki/Credit_score_in_the_United...

   A credit score is a number that provides a comparative estimate of an individual's creditworthiness based on an analysis of their credit report. [1] It is an inexpensive and main alternative to other forms of consumer loan underwriting. Lenders, such as banks and credit card companies, use credit scores to evaluate the risk of lending money to ...

7. Personal loan vs. home equity loan: Which is the best fit for ...

   www.aol.com/finance/personal-loan-vs-home-equity...

   The short terms on personal loans can eat into your monthly budget, especially if you’re applying for a loan close to $50,000 or $100,000. When do I need the money?

8. Loan - Wikipedia

   en.wikipedia.org/wiki/Loan

   Demand loans are short-term loans [1] that typically do not have fixed dates for repayment. Instead, demand loans carry a floating interest rate, which varies according to the prime lending rate or other defined contract terms. Demand loans can be "called" for repayment by the lending institution at any time. [2] Demand loans may be unsecured ...

9. Loan origination - Wikipedia

   en.wikipedia.org/wiki/Loan_origination

   This amount is divided by the debt that the borrower wants to pay off plus other disbursements (i.e. cash-out, 1st mortgage, 2nd mortgage, etc.) and the appraised value (if a refinance) or purchase price (if a purchase) {which ever amount is lower} and converted into yet another ratio called the Loan to value (LTV) ratio. This ratio determines ...