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The time limit could also vary depending on the type of damage involved. For example, the statute of limitations for filing a bodily injury claim may be shorter than it is for filing comprehensive ...
Understanding the tables: XX/XX/XX = Bodily Injury Limit (per individual)/Bodily Injury Limit (per accident)/Property Damage Limit For example, limits of 25/50/20 means after "an accident each person injured would receive a maximum of up to 25,000 with only 50,000 allowed per accident (ex. 2 people needing 25,000, if the need is more such as 3 ...
Once you cross into Nevada, your policy limits will automatically adhere to the state’s minimum insurance requirements — $25K per person and $50K per accident in bodily injury liability and ...
The small accident forgiveness is if your claim is less than $500 and large accident forgiveness if your claim exceeds $500. The accident forgiveness coverage amount for either program depends on ...
[A]n insurer may, under [California] Insurance Code sections 331 and 359, rescind a fire insurance policy based on an insured's negligent or unintentional misrepresentation of a material fact in an insurance application, notwithstanding the willful misrepresentation clause included in the required standard form fire insurance policy (Insurance ...
Subject to the "fortuity principle", the event must be uncertain. The uncertainty can be either as to when the event will happen (e.g. in a life insurance policy, the time of the insured's death is uncertain) or as to if it will happen at all (e.g. in a fire insurance policy, whether or not a fire will occur at all). [4]
Telematics car insurance programs offer discounts up to 40% for letting insurers monitor your driving habits through a plug-in device or smartphone app, but the savings come with important privacy ...
The California government enacted a new law that took effect at the beginning of 2023. This bill places more oversight and regulation on the sale of gap insurance within California.