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In 2022, Williams College became the first institution of higher education in the United States to eliminate both loans and work-study contributions from their financial aid programs. Many of these programs are aimed at students whose parents earn less than a certain income — the figures vary by college or university.
Private student loans are necessary for many people pursuing a trade school or higher education. Lenders offering private loans for college have varying loan terms and interest rates.
Private student loans generally have tougher eligibility requirements than federal loans. In addition to age, income and credit score minimums, students must be enrolled at an eligible school and ...
Some states have their own loan programs, as do some colleges. [56] In almost all cases, these student loans have better conditions than private loans. [57] Student loans may be used for college-related expenses, including tuition, room and board, books, computers, and transportation.
All new Stafford, PLUS, and consolidation loans are now administered through the Direct Loan Program. Campus-Based Aid includes types of aid that schools are responsible for administering on behalf of the federal government. Federal Perkins Loans are low-interest loans made through a school’s financial aid office using federal funds ...
With tuition rising each year, students and their parents are often faced with a gap between college costs and available resources, even after financial aid. Getting started early and filing the ...
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