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  2. What is a fixed annuity? - AOL

    www.aol.com/finance/fixed-annuity-211358920.html

    Here’s what you need to know about fixed annuities, their drawbacks and who should consider buying them.

  3. What is an annuity? Here’s what you need to know before ...

    www.aol.com/finance/what-is-an-annuity-200110157...

    A fixed annuity provides guaranteed payments that won't change over time. These income annuities have current interest rates and a minimum guaranteed interest rate, which means your insurance ...

  4. 10 Things Fixed-Income Retirees Can Do Right Now To ... - AOL

    www.aol.com/10-things-fixed-income-retirees...

    Plan For Large Unexpected Expenses. Having a plan enables people on a fixed income to absorb the costs of unexpected expenses. “An unexpected expense can really cripple someone’s budget ...

  5. Annuities in the United States - Wikipedia

    en.wikipedia.org/wiki/Annuities_in_the_United_States

    Many fixed annuities, however, do not have a fixed rate of return over the life of the contract, offering instead a guaranteed minimum rate and a first year introductory rate. The rate after the first year is often an amount that may be set at the insurance company's discretion subject, however, to the minimum amount (typically 3%).

  6. Fixed annuity - Wikipedia

    en.wikipedia.org/wiki/Fixed_annuity

    The three most common methods are "annual point-to-point", "monthly average" and "monthly sum" also commonly referred to as "monthly point-to-point". The "annual point-to-point" method determines the value of the index on issue date of the policy and compares it to the value of that index on a date in the future (generally one year later) to ...

  7. Equity-indexed annuity - Wikipedia

    en.wikipedia.org/wiki/Equity-indexed_annuity

    The long term ability of Equity Index Annuities to beat the returns of other fixed instruments is a matter of debate. Indexed annuities represent about 25.3% of all fixed annuity sales in 2020 according to the My Annuity Store, Inc.. [2] Equity-indexed annuities may also be referred to as fixed indexed annuities or simple indexed annuities.

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